Financial Planning

The Blue Line Planning Process

Services

Blue Line Financial planning covers all areas of the client’s financial needs and should result in the achievement of each of the client's goals as required. The scope of planning would usually include the following:

  • Risk Management and Insurance Planning 
  • Managing cash flow risks through sound risk management and insurance techniques
  •  Investment and Planning Issues 
  • Planning, creating and managing capital accumulation to generate future capital and cash flows for reinvestment and spending, including managing for risk-adjusted returns and to deal with inflation
  •  Retirement Planning 
  • Planning to ensure financial independence at retirement including 401Ks, IRAs etc.
  •  Tax Planning 
  • Planning for the reduction of tax liabilities and the freeing-up of cash flows for other purposes
  •  Estate Planning - Planning for the creation, accumulation, conservation and distribution of assets
  •  Cash Flow and Liability Management - Maintaining and enhancing personal cash flows through debt and lifestyle management

Specific Goal Planning

 

planning for a specific goal
we create a plan together and with precision, we keep it on track
Specific Goal Planning – retirement, college or other.  You will have peace of mind during the process as we  pinpoint the cost of a school, figure out how long your money will last, when you are likely to be able to retire and do it with predictable accuracy.  You have a goal? We can make your plan.  Blue Line uses a system called ‘Money Guide Pro’   It is the most thorough and flexible system available, in my opinion, which is the reason I use it for my clients. With about 20 minutes and some basic information I can create a basic plan for you and then for my clients, I maintain it and we track your progress together.  Plans are great, but here is the thing, nothing every goes as planned.  We are going to use it together so that when life throws you a curve we get back on track.  If you don’t know when you want to retire, no problem, we can figure that out.  If you want to plan for a wedding, a car purchase or healthcare I can tell you what to expect for costs.  Most Planners charge their clients over a thousand dollars for a plan created with this system.  I provide it at no cost for my clients.